Self-Employed Mortgages

Self-Employed Mortgages

Key Takeaways

  • You are defined as self-employed if you own 20% or more of a business
  • The most common way to verify your income is by using SA302s
  • The mortgage products do not differ if you are self-employed but the amount you can borrow may differ between lenders depending on the stability of your income
  • It is a good idea to seek advice if you are self-employed to find the most suitable lenders for you
  • A minimum of 2 years worth of accounts is preferred, it is possible to provide 1 year, however, supporting income evidence will be required

Mortgage Advisers

Self-employed mortgages


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